Debt Counselling – Professional Debt Help in South Africa
ClearMeNow provides NCR-registered debt counselling to help over-indebted South Africans reduce payments, protect assets, and become debt-free.
What is Debt Counselling?
Professional Guidance for a Debt-Free Future
Debt counselling is a legal, regulated service provided by registered debt counsellors who guide you through the debt review process. We act as your advocate—negotiating with creditors, restructuring repayments, and supporting you until you’re financially free.
Benefits of Debt Counselling
Why South Africans Choose ClearMeNow
- Full financial assessment tailored to your situation
- Affordable, realistic repayment plans
- Protection from creditor harassment
- Lower interest rates on unsecured debt
- NCR-registered professionals and compliant processes
- Ongoing financial guidance until completion
Do I Qualify for Debt Counselling?
If you earn a monthly income and struggle to meet debt obligations, you likely qualify—even with a poor credit record.
Approval subject to assessment under the National Credit Act.
How Debt Counselling Works
Your Path in 4 Clear Steps:
- Free, No-Obligation Check.
We review your income, expenses, and debts to confirm eligibility. - Lower Instalments & Better Terms.
We negotiate reduced repayments with all your credit providers. - One Affordable Monthly Payment.
Your plan is consolidated via a Payment Distribution Agency (PDA). - We Stay with You.
We handle creditor communications and monitor progress to completion.
Why South Africans Trust Us:
Trusted, Compliant, Results-Driven
Trusted by thousands of South Africans
Fully registered with the National Credit Regulator (NCR)
Top-rated customer service and outcomes
Transparent fees and clear timelines
Start Your Debt Counselling Journey Today
Take Control. Breathe Again.
Our friendly counsellors are ready to help you reduce payments, protect your assets, and get back on track.
